Before any financial advice, CAPI asks how you're feeling. The personal finance app with behavioral AI that combines expense tracking, financial planning, and an emotional check-in — all in one conversation.
CAPI is a behavioral AI financial assistant built to help users make more intentional, less impulsive financial decisions. Unlike traditional personal finance apps that treat money as a purely mathematical problem, CAPI begins every session with an emotional check-in: it asks how the user is feeling before offering any financial guidance. This approach is grounded in behavioral finance — a field that combines economics and psychology to understand how emotional states like anxiety, impulsivity, and stress affect spending and saving decisions. CAPI uses twelve specialized AI agents to align each financial decision with the user's active goals, calculate a real-time Safe to Spend amount, and deliver gentle behavioral nudges before an impulsive purchase happens. Studies in behavioral economics show that emotional awareness during financial decision-making leads to significantly better outcomes over time. Available for free in Portuguese, English, and Spanish, with a Pro plan starting at $0.99 per month.
Why behavioralfinance?
Traditional apps track what you spend. CAPI understands why you spent it — and what you were feeling when you made that decision.
Emotion-First Advice
Before any recommendation, CAPI samples your emotional state. Tired? Stressed? The advice changes. You're not a spreadsheet.
Goal Alignment
Every decision you bring to CAPI is validated against your active goals in real time — before you commit.
The Cycle of Noise
Financial anxiety isn't about the math. It's about the feeling.
Most people live in a loop of check → shame → avoid. You open the app, feel a spike of dread, and close it.
Apps that give advice without knowing how you're feeling right now.
An emotional check-in before every financial conversation.
Charts that turn a life decision into a math problem.
AI that guides you to reflect before it recommends.
No connection between what you spend today and the goals you actually care about.
Spending analyzed against your goals, not just your categories.
How CAPI
Solves This
An emotional check-in before every financial conversation.
AI that guides you to reflect before it recommends.
Spending analyzed against your goals, not just your categories.
The Behavioral Toolkit
12 specialized AI agents working in sequence. One goal: help you decide well.
Conversational AI
Describe what you're thinking about spending. CAPI listens, asks the right questions, and helps you think it through.
Emotional Check-in
Every session starts with how you're doing — not your balance.
Real-time Budget Alerts
Gentle nudges when a category is running low.
Safe to Spend
A live calculation of what you can actually spend today, respecting your goals and budgets.
Conversational AI
Describe what you're thinking about spending. CAPI listens, asks the right questions, and helps you think it through.
Emotional Check-in
Every session starts with how you're doing — not your balance. Advice adapts to your current state.
Real-time Budget Alerts
Gentle nudges when a category is running low. No red flags. Just a quiet heads-up.
Safe to Spend
A live calculation of what you can actually spend today, respecting your goals and budgets.
Free plan available. Pro starting at $0.99/mo. See plans →
Privacy comes first
CAPI analyzes your most personal data — your emotions, your spending, your decisions. We take that seriously. Your data trains your model only — never ours.
Learn more about our security →Frequently asked questions
Ready to make better decisions?
Start with how you're feeling. The finances come after.